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Featuring all original content - continuously updated and designed to give you:

- Knowledge
- Inspiration
- Frameworks around money & life.


Happy reading - Tom! â€‹

Welcome to the Personal Finance Library

Image depicting how it is expensive to be poor.

Behind the Power Curve

My $200,000 car

My $200,000 car

Short writeup on how simplicity in personal finance beats complexity.

In finance simplicity wins

The passage of time

Imagine in seven years

If I can repair a 1970 amplifier - you can learn money.

Money & Amplifiers

Electrical diagram representing the complexity of personal finance

Five Life & Money hacks

Spending like a drunken sailor

Spent like a sailor

How big picture thinking can be helpful in life and finance

Big picture thinking 

Having money makes you rich, Having time makes you wealthy.

Money versus Time

Whats your emergency capacity

Emergency capacity

Budget tool for solopreneurs

New Budget Tool for Solopreneurs

The only true test of intelligence

The true test of IQ

The omens in your life

Omens in your life

S-corp and Solo 401K

S-CORP / SOLO 401K 2025

10 hacks for a wealth mindset

10 hacks for a wealth mindset

Spain, Costa Brava

Retiring abroad?

Homeownership 2025 pros and cons

Homeownership 2025

Rule of 375

Rule of 375

About saving taxes

The U.S is a Tax Haven

Freedom & finance

Freedom & Finance

10 pieces of money advice

10 pieces of money Advice

Benefits of a Health Savings Account

Investing in an HSA

McDonalized Economy

McDonalized Economy

How to build a 500k portfolio

500K Portfolio

It is not about getting rich

It is not about getting rich

Viking symbol

Learn from the Vikings

Life planning

Do you plan your life

Financial Freedom

Financial Freedom

Money habits

Five Money Habits

ominous clouds 2024-2025

Ominous clouds 2024 onward ?

Flying over the Arizona desert

The most Awesome mistake

Night Flying

What night Flying taught me

Money Allocation model used in Household finance 101

Money Allocation Model

Article about investing into your debts

Invest in your debt!

The Psychology of Money and The Simple Path to Wealth.

Two Great Books on Finance

About life paths that are either open or closed to you.

Life Paths Open to us

Venn diagrams about couples and money management

When Couples Fight Over Money

Hacks to grow your money

Hacks to grow your money

Debt_edited.png

The Smart Way to Save Dollars

Financial Clarity_edited.jpg

Financial Clarity

Relationship between Sp 500 and global liquidity

Future Stock Market Returns?

Depiction of compound interest visualized as a snowball gaining size.

Two Financial Moves for 2025

An hourglass on the beach, symbolizing the passage of time.

Financial Independence

Money is a game

The Money Game

Depiction of an emergency fund.

Emergency Fund

About balance transfers

Balance Transfers?

2025 personal finance checklist - aviator style.

Financial Checklist

Collage of images depitcting the passage of time as it relates to personal finance.

What It's Really About...

An axe being sharpened, symbolizing sharper financial accumen.

Nine Financial Frameworks

How to cut a family budget

How To Slash a Family Budget

Four types of wealth

The Four other Types of wealth

Tactics of the millionaire next door

Tactics of the Millionaire Next Door

Compass rose symbolizing the journey of personal finance.

Money and Time

SP500, 50 year view

Stock Market Investing

Picture collage of forrest symbolizing different frameworks for personal finance.

FrameWork'It

Focus on how much you have left in your budget, not how much you make

Best Money Advice I ever got

Household Finance 101

The Story Behind the Story

Picture from the Resource chapter in the book Household  Finance 101

Resource Chapter, Household Finance 101 

Benefits of real estate investing

Real Estate Investing

Picture from Tucson Arizona - used in article about health and wealth.

Health is Wealth

Picture used in an article about an Health savings account.

Health Savings Account

Cash is king

Cash Vs Warranties

Futuristic collage for nine financial circuit downloads.

Nine Financial Circuit Downloads

About selling

What are you Really Selling?

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