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Featuring all original content - continuously updated and designed to give you:

- Knowledge
- Inspiration
- Frameworks around money & life.


Happy reading - Tom! â€‹

Welcome to the Personal Finance Library

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Money & Amplifiers

How big picture thinking can be helpful in life and finance

Big picture thinking 

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New Budget Tool for Solopreneurs

Short writeup on how simplicity in personal finance beats complexity.

In finance simplicity wins

SIGNAL TO NOISE Your attention is a commodity, and the competition is fierce.  Every ounce you give away to noise is an ounce lost to signal.   Hack💥 Be extremely critical of where your attention is spent.  Your attention = Your signal = Value add to your life.   WHEN IN DOUBT, ZOOM OUT. Never get stuck in the perspective from your eyeballs out. From here, you can only construct a limited model of the world.   Hack💥 Zoom out to see yourself from a big picture perspective: Your timeline, your trajectory, your maneuvers, and the players around.  AUTO-PILOT Wealth building is boring and commands consistency. Don't leave that on a to-do list in a "High noise to signal ratio" world.  Hack💥 Pay off debt or invest by always using scheduled auto-transfers, then you make do with what is left (pay yourself first).  INVERT - INVERT (inspired by Charlie Munger)  It is a mental exercise where you examine the opposite of what you want.  Hack💥 Rather than looking for how to be successful in achie

Five Life & Money hacks

Having money makes you rich, Having time makes you wealthy.

Money versus Time

The only true test of intelligence

The true test of IQ

The passage of time

Imagine in seven years

Spending like a drunken sailor

Spent like a sailor

Whats your emergency capacity

Emergency capacity

The omens in your life

Omens in your life

S-corp and Solo 401K

S-CORP / SOLO 401K 2025

10 hacks for a wealth mindset

10 hacks for a wealth mindset

Spain, Costa Brava

Retiring abroad?

Homeownership 2025 pros and cons

Homeownership 2025

Rule of 375

Rule of 375

About saving taxes

The U.S is a Tax Haven

Freedom & finance

Freedom & Finance

10 pieces of money advice

10 pieces of money Advice

Benefits of a Health Savings Account

Investing in an HSA

McDonalized Economy

McDonalized Economy

How to build a 500k portfolio

500K Portfolio

It is not about getting rich

It is not about getting rich

Viking symbol

Learn from the Vikings

Life planning

Do you plan your life

Financial Freedom

Financial Freedom

Money habits

Five Money Habits

ominous clouds 2024-2025

Ominous clouds 2024 onward ?

Flying over the Arizona desert

The most Awesome mistake

Night Flying

What night Flying taught me

Money Allocation model used in Household finance 101

Money Allocation Model

Article about investing into your debts

Invest in your debt!

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Two Great Books on Finance

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Life Paths Open to us

Venn diagrams about couples and money management

When Couples Fight Over Money

Hacks to grow your money

Hacks to grow your money

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The Smart Way to Save Dollars

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Financial Clarity

Relationship between Sp 500 and global liquidity

Future Stock Market Returns?

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Two Financial Moves for 2025

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Financial Independence

Money is a game

The Money Game

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Emergency Fund

About balance transfers

Balance Transfers?

2025 personal finance checklist - aviator style.

Financial Checklist

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What It's Really About...

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Nine Financial Frameworks

How to cut a family budget

How To Slash a Family Budget

Tactics of the millionaire next door

Tactics of the Millionaire Next Door

Four types of wealth

The Four other Types of wealth

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Money and Time

SP500, 50 year view

Stock Market Investing

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FrameWork'It

Focus on how much you have left in your budget, not how much you make

Best Money Advice I ever got

Household Finance 101

The Story Behind the Story

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Resource Chapter, Household Finance 101 

Benefits of real estate investing

Real Estate Investing

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Health is Wealth

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Health Savings Account

Cash is king

Cash Vs Warranties

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Nine Financial Circuit Downloads

About selling

What are you Really Selling?

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