A: 1) A great place to start is a strategy call - lets chat and figure out what kind of situation you are in and how I may be able to help. 2) Book the Bootcamp session if you are looking for tools to manage your finances along with guidance and assignments. Following the Bootcamp you can use Individual sessions as flexible add-on sessions until you are ready to go solo. Individual session can also be used as occasional check-in's month or years into your financial independence journey. -OR- 3) Use an Individual session to target a specific personal finance topic regardless of whether you have been through Bootcamp or not. The whole point is flexibility that works for you. No need to be locked into a long and expensive program. Just pay-as-you-go for as long as you receive value. We like to keep it simple.

A: My typical clients are busy individuals, often professionals and small business owners. While they may not be living paycheck to paycheck, they know they could be doing much better, and often lack clarity around their finances as well as financial goals.

No - All of the above require professionals like a Certified Financial Planner or a Certified Public Accountant. My job is to get you to a place where you: a) Have more funds to invest. b) Have a foundational knowledge around investing and how the tax code can be beneficial. c) Have a 5,10 and 20 year plan for your life, so that investing towards it, makes perfect sense and is just par for the course.

A: It is not having a system for allocating incoming dollars as well as a relaxed relationship with debt. Typically it is not lack of income that is the root cause, but more often an accumulation of debt payments confiscating an otherwise fully sufficient income. I also see a lack of “money skills” or having clear “money goals”, as a challenge.

A: I do mostly online sessions, but if you live in Tucson, we can arrange to meet at my location in Oro valley.

A: The Boot Camp session typically run between 1.5-2 hours. Individual sessions are 45 min. Sessions can sometimes go longer If something important is being wrapped up and there are no schedule conflicts on either side. I'd rather have a session finish "naturally" than on the dot.

A: Indeed - please book a Complimentary Strategy Session It is an informal "meet and greet" where you can ask questions. This is not a sales call, rather, on my end, I want to be sure that my skill set matches the transformation you are looking for as well as any particular challenges.

A: I am an Accredited Financial Counselor, Candidate - (AFC®), and also the author of “Household Finance 101 – Your Flight Plan to Financial Independence” (available on Amazon). I have two formal educations, one as an Airline Transport Pilot, and the other as a 3-year degree in business administration. I also have extensive professional experience in areas of small business, start-up/ management as well as in investing and managing residential real estate. But honestly, my superpower is that I am good with people and numbers, and can explain things using easy-to-understand frameworks. On occasion, I may, with your approval, connect you to counselors who have special expertise in a subject, in order to serve you better. In that selection, I value real-world, proven experience, over formal credentials. Having said that most counselors I refer to, have professional experience in areas like accounting, financial planning, finance, and business.

A: I treat our conversations and any submitted paperwork with the utmost confidentiality. Any notes, printouts, or online questionnaires will get properly deleted /shredded after our engagement.

A: I regularly publish on LinkedIn. Also, visit or bookmark my Library page.