How I built a 500K portfolio, barely noticing….

It is all about consistency and routine.
 

 

 

 

 

 

Boring really...

..But stealthily done via automatic transfers from your paycheck.

✅ That way you don't think about it....
✅ You make do with whats left.
✅ ...and it gets done.

But there is a twist.

The twist is called TIME – Time in the market.

If you have little surplus in your budget you can compensate by having time.

Let's build a 500K portfolio and see how it works.

500K is a great goal because, in addition, you will have social security, perhaps home equity, and maybe some other pension plan.

We will assume you invest monthly into a broad-based stock index fund with all dividends re-invested. We are assuming an 8% return. Starting from zero.

Investing from age 25-65
You need to invest $155 per month.
🔥 🔥 🔥 🔥

Investing from age 35-65
You need to invest $355 per month
🔥 🔥 🔥

Investing from age 45-65
You need to invest $874 per month
🔥 🔥

Investing from age 55-65
You need to invest $2760 per month
🔥

Notice how TIME can do the HEAVY lifting.
-----
Sure there are other aspects to consider like which tax-deferred accounts to use and in which order.

But honestly, it is so easy and predictable, especially when beginning early.

So do yourself a favor...
Just begin.​​​​