A journey toward financial clarity
Have you ever felt lost around your personal finance?
You work hard, don't spend too much - yet at the end of the month it just doesn't add up. It doesn't make sense, and deep down you know that you could do better.
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You are not alone. Professionals are busy individuals who often find themselves looking after everything and everyone - and often at the expense of their own finances.
...Always a squeakier wheel to oil. ​​​
Ten years ago I co-founded a psychotherapy practice with my wife. It was rough: student loans, kids, family logistics and the sheer complexities of figuring the business and financial side - we were in the thick of it. Thankfully I already had business experience and my training as a pilot helped me organize and execute efficiently. Bit by bit we managed to put the pieces together.
​​​​​​​​​​I will use my experience in life and business to teach you how to become a confident player in the game of money that we are all in. We will work together in practical ways from basic budgeting to long term goal setting. I'll make sure you take the right steps, in the right order so that you quickly gain clarity and can start the journey toward financial independence.
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​Money is the tool that we need to master, but the goal is more control over our time so we can spend it on our terms. ​​​​​​


Meet Tom
I am a Copenhagen, Denmark native, living in Arizona since 2002 with my awesome and patient wife, Magali.
We raised a family and went through the motions of family logistics and tight household budgets. We hammered away at student loans, while trying to put in a bit for retirement. Payday couldn't come soon enough!
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I was a corporate airline guy for 14 years followed by 20 years of small business ownership, working through all the phases of start-up, management, and sale. My life would have been boring if I'd made all the right moves. Thankfully, I made plenty of mistakes, so I kept learning, and by my mid-40'ties was able to semi-retire.
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My formal training is as a commercial pilot and I am also an FAA certified flight instructor. This background in aviation has influenced how I think about money and beyond. For instance, a budget is like a flight plan, and in many interesting ways, life is like a flight itself with its different phases, change of direction, and weather systems along the way.

