A journey toward financial clarity
Have you ever felt lost around your personal finance? You work hard, are reasonable with your spending - yet at the end of the month it just doesn't add up. It doesn't make sense, and deep down you know that you could do better.
​​​​
You are not alone. Professionals are dedicated individuals, navigating a complex world without much room for error. You look after everyone (and sometimes everything) - but this is often at the expense of your personal finance.
Always a squeakier wheel to oil.
​​​
But here is the thing, you are an income earner, a taxpayer - perhaps also a partner or provider running a "household LLC". You will also be a retiree one day, require funding for many of your later years.
That's a lot to navigate.
Welcome to the game of money we are all in, but only few were taught to play.
Ten years ago I co-founded a psychotherapy practice with my wife. It was rough: student loans, kids, family logistics and the sheer complexities of figuring the business and financial side - we were in the thick of it. Thankfully I already had quite a bit of business experience and my training as a pilot helped me organize and execute efficiently. Bit by bit we managed to put the pieces together.
​​​​​​​​​​I will use my experience in business and my understanding of money to teach you. But more than that, we work together in a very practical way from basic budgeting to long term goal setting. I make sure you take the right steps, in the right order so that you quickly gain clarity and can begin the journey toward financial independence.
​Money is the tool that we need to master, but the goal is reclaiming time. It's all we got.​​​​​​

Meet Tom
I am a Copenhagen, Denmark native, living in Arizona since 2002 with my awesome and patient wife, Magali. We raised a family and went through the motions of family logistics and tight household budgets. We hammered away at student loans, while trying to put in a bit for retirement. Payday couldn't come soon enough!
​
I was a corporate airline guy for 14 years followed by 20 years of small business ownership, working through all the phases of start-up, management, and sale. My life would have been boring if I'd made all the right moves. Thankfully, I made plenty of mistakes, so I kept learning, and by my mid-40'ties was able to semi-retire.
​
My formal training is as a commercial pilot and I am also an FAA certified flight instructor. This background in aviation has influenced how I think about money and beyond. For instance, a budget is like a flight plan, and in many interesting ways, life is like the flight itself with its different phases, change of direction, and weather systems along the way.
​
Short Bio:
Born in Copenhagen, Denmark
Scandinavian airlines 1988-2002 (operations, media, teaching)
Co-owner, Direct Import 1989-1992 (apparel: import, distribution, sale)
Danish College of Airline pilots 1997-2000 (CPL, MEIR)
Taxi pilot, various operations 1999-2002
Moved to Tucson, AZ. 2002-present
Real Estate certification, 2004
Real Estate Investment / management, 3 single-family homes, 2004-present
Owner, ServiceMaster Franchise 2003-2013
Owner, Oro Valley Carpet cleaning 2013-2020
Co-founder, Psychotherapy practice 2015-present
Owner / Flight Instructor, Arizona Sky Surfing 2016-2020
Owner Nielsen Financial Counseling, 2022-present
