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Clarity and direction in money matters.

Money is no longer left on the table.

Feeling good about

savings & retirement.  

A long-term plan that makes sense to you.

Optimized business and personal finances.

A sound budget that makes sense. 

Staying on top of your

personal finance.

On the journey toward financial independence.

Debt-free with more time on your hands.  

Money Fit Program by Nielsen Financial Counseling

Money Fit Program

Individual sessions, Nielsen Financial Counseling

Individual Sessions


Dr. Emily Mason
  Physical Therapist
Tucson, AZ, Mar 2024


Before I started working with Tom, I felt completely lost in my finances. I was going through some big life transitions, including a move and starting a new business. I kept digging myself deeper into debt and couldn't figure out where I was going wrong and see how to get ahead of things in the future. Once I started working with Tom, he gave me practical steps to take and he clearly mapped out how things were projected to look in the future. This helped put me at ease and made it much easier to stick with a game plan. Things have already been moving in a much better direction after only working with Tom for a month. I plan to continue working with Tom to have his support in reaching my long term financial goals. I Highly recommend Tom to anyone looking for guidance with your finances!

Denver, CO, Jan 2023

Tom from Nielsen Counseling,  helped my practice become more efficient. His advice to meet with a CPA to verify if an s-corp would make sense, made a huge difference in how much I can save up for retirement, while minimizing taxes. 

Michael S.
Business owner 
Tucson, AZ, Feb 2023

Tom helped me establish a four year plan to boost my retirement income. He understand what needs to be addressed and  then refers to the right specialist - things you are too busy to deal with, but makes a big difference..    

Cindy K.
Tucson, AZ, May 2023

I felt stuck in my practice and personal life around finances. Tom asked the right questions and helped me navigate by having me identify a "destination". His guidance has been instrumental in straightening out my financial situation and outlook. 

Sean Apperson
 Business owner
Tucson, AZ, DEC 2022

I received excellent guidance from Nielsen Financial Counseling in helping me with my business start-up. Very helpful in setting out clear goals and plans to achieve success. I now have a long-term business plan to achieve growth and sustainability.    

Medical Doctor 
Phoenix, AZ, Apr 2023

Tom was recommended by a friend who'd been through a program with his company. Like many in my field I am highly specialized, but was not well versed in financial matters. It has been very beneficial to counsel with Tom which has yielded much needed clarity for my situation. Highly recommended. 

Shannon Schilling   Business owner
Tucson AZ, Nov 2022

Tom's guidance was a great help with my initial business start-up and later crafting a 10-year plan. Thank you Tom!     

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